Insurance Telematics for Drivers


Truly personal insurance through technology

Safer driving through technology


Everyone drives differently – we believe that your unique driving style and habits should impact your insurance premium. Our solutions provide you with personalized feedback about your driving to help you drive safer and your insurance carrier with analysis to help them more accurately price your insurance premium. If the event of an accident, we help keep you safe through automated emergency services and roadside assistance.

Save money through safer driving


Traditionally, insurance premiums have been based on a set of static metrics such as age, gender and location. Safe drivers end up paying more than they should to subsidize less careful drivers. Telematics policyholders only pay for their actual risk, resulting in up to a 30% reduction in premiums.

Insurance Telematics for Drivers
Driving assessment programs

Using Octo’s solutions, insurance carriers monitor your driving behavior and craft a policy around your precise needs.

Insurance Telematics for Drivers
Pay as you drive programs

Telematics allows insurers to offer innovative products such as pay-per-kilometer / pay-per-mile insurance, helping low-mileage drivers save on premiums.

Insurance Telematics for Drivers
Accident forgiveness programs

Accidents happen. When they do, insurers can use telematics to monitor behavior and offer discounts for behaviors that improve over time.

Making the claims process pain-free

If an event occurs and you need assistance, Octo’s programs allow insurers to be there when you need it most. Through crash detection and claims reconstruction, your insurance carrier can understand who is liable for an accident, streamline the vehicle repair cost calculation, and improve personal injury estimation. This makes the claims process more efficient, reduces administration time, and speeds up repairs.

 

The services that you need

By leveraging our platform and ecosystem, Octo’s insurance partners can offer you the services you need in the event that something happens to you or your vehicle.

Insurance Telematics for Drivers
Roadside assistance

The Octo Security Control Room is instantly accessible from your vehicle. They can take information and dispatch breakdown help direct to your location at any time.

Insurance Telematics for Drivers
Emergency services

In case of an crash, Octo technology automatically sends out an alert that can dispatch emergency services. This can speed up response time by 50% and save hundreds of lives every year.

Insurance Telematics for Drivers
Stolen vehicle recovery

A Security Control Room is automatically alerted if your vehicle is stolen or used without your knowledge. Stolen vehicles can be tracked quickly, with a 90% recovery rate within 24 hours.