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Car sharing is slowing down. But smart mobility moves forward

For years, car sharing has been one of the symbols of new urban mobility: fewer private cars, more sharing, greater sustainability. Today, however, the sector is going through a slowdown in Italy as well, with reduced services and operators rethinking their business models.

Reading this scenario as a failure would be an oversimplification. Car sharing is not disappearing; it is changing its role within a mobility system that has become more complex and more mature.

A comparison with other European countries helps to better understand this transition. In cities such as Paris, Berlin or Amsterdam, car sharing continues to play a relevant role because it is embedded in an urban ecosystem strongly oriented toward reducing private car ownership, supported by efficient public transport, disincentives to car possession and planning designed for intermodality. In these contexts, shared cars tend to address specific needs or replace a second private vehicle.

The Italian context, however, is different. Our cities were not designed for shared mobility, private cars remain central to daily habits, and public transport—especially outside major urban areas—does not always offer a fully effective alternative. In this scenario, car sharing struggles to become a structural solution, particularly for those who travel daily over medium-to-long distances or in peri-urban areas.

Yet while traditional car sharing is slowing down, smart mobility is accelerating. The most significant change in recent years does not concern the vehicle itself, but how it is used and understood. Value has gradually shifted from vehicle ownership to the ability to analyse mobility patterns, driving behaviour and usage contexts.

This is where data and artificial intelligence come into play. Today, mobility can be managed through insights that make it possible to understand when, where and how people move, and to design services that are more efficient, sustainable and aligned with real needs. The focus is no longer on increasing the number of available vehicles, but on using resources more intelligently, as already happens in many advanced urban mobility models worldwide.

The future of urban mobility will not be defined by a single winning solution. Instead, it will be an integrated ecosystem in which car sharing, rental, corporate fleets, micromobility and public transport coexist and interact. In this model, car sharing does not disappear but becomes part of a broader Mobility as a Service approach, where the goal is not to provide a car, but to simplify and optimise mobility.

Artificial intelligence plays a key role in this evolution. Through predictive models and advanced analytics, it becomes possible to anticipate demand, optimise fleets, reduce operating costs and improve the user experience. In other words, fewer vehicles, but more efficient ones, embedded in a system capable of adapting to urban contexts and people’s needs.

It is this ability to read and interpret mobility that represents today’s real challenge. A shared challenge, involving both public and private stakeholders, and requiring tools, skills and vision to support the ongoing transformation. Because the future of mobility is not about a single solution, but about an intelligent system in which every actor can find their place and create value.

OCTO interviews Emmanuel Petit – CEO and Founder of Liberty Rider

1. Emmanuel, to begin, could you briefly introduce yourself and tell us about your professional background?

My name is Emmanuel Petit, and I am the co-founder and CEO of Liberty Rider.

Before launching the company, I was above all a passionate motorcyclist, spending a lot of time riding the roads around Toulouse. My background is quite unusual: I don’t come from the tech or insurance world, but I grew up in a family where safety was always a central topic — a father who worked in insurance, and a mother who was a speech therapist supporting victims of traumatic brain injuries.

This combination of a love for the open road and an awareness of risk naturally led me to create a solution dedicated to motorcyclists.

2. Liberty Rider has become a key player in the motorcycle safety landscape. What was the initial idea or personal experience that inspired you to create the company?

The idea for Liberty Rider was born one day as I was riding alone between Toulouse and Saint-Gaudens, on one of those beautiful but isolated country roads. For nearly twenty minutes, I didn’t see a single person. I thought to myself: “If I crash here, I could stay in a ditch for hours without anyone noticing.”

That exact moment triggered the entire project.

With two friends, we launched Liberty Rider in 2014. No office, no budget — just an old motorcycle, a lot of passion, and the desire to solve a real problem. We started by talking with thousands of riders, simulating dozens of fake accidents to test the technology, and then developing the first versions of the app.

Even today, that moment in the ditch continues to drive everything we do.

3. Looking at where Liberty Rider is today, what are the main challenges and opportunities you see for the future?

Today, Liberty Rider protects nearly two million motorcyclists, and our mission goes far beyond simple crash detection.

The major challenge for the coming years is prevention. We want to reduce accidents before they even occur. Our goal is clear: to reach one accident every 600,000 km by 2030, compared to 300,000 km today.

This relies on three key pillars:

  • data, to identify the most accident-prone roads;
  • behavioral analysis, to understand risky situations;
  • community involvement, for example through our “Green Line” concept, which makes a road increasingly safe thanks to feedback from riders.

The opportunity ahead is immense: extending our technology to other forms of mobility (bicycles, scooters, cars), and to other countries. We are already active in Italy, Belgium, the Netherlands, and Spain, and the reception has been very positive.

4. OCTO and Liberty Rider recently entered a partnership focused on supporting motorcyclists through data and innovation. Why did you choose OCTO as a strategic partner, and what value do you see in this collaboration?

We chose OCTO because we share a common vision: making the road safer through technology and data. OCTO has recognized expertise in mobility data management and analysis, and a strong presence in Italy.

On our side, we bring deep knowledge of motorcyclist behavior and a unique technology for crash detection and safety alerts.

The value of this collaboration is therefore very natural:

  • OCTO helps us accelerate our development in Europe, especially in Italy;
  • together, we can offer more complete and more powerful services, always centered on driver safety;
  • and we share the same philosophy: protecting riders without ever forgetting the pleasure of riding.

It is a partnership focused on innovation — but above all, on motorcyclists.

Predictive Maintenance: the Breakthrough That Is Changing the Rules for Fleet Management

Predictive maintenance is no longer a competitive advantage reserved for a handful of early adopters: it has become a strategic lever for all companies managing fleets and aiming to ensure operational continuity, cost efficiency, and vehicle safety. Increasingly complex supply chains, rising spare parts prices, pressure on Total Cost of Ownership, and the growing adoption of electric and hybrid vehicles are accelerating an ongoing shift: moving from reactive maintenance to a truly intelligent model capable of anticipating failures before they occur.

This is precisely the goal of predictive maintenance: identifying anomalies and early warning signals that precede a malfunction, enabling intervention before a fault results in vehicle downtime, additional costs, and service disruptions.

For years, maintenance followed linear logic—fixed mileage, calendar schedules, planned replacements, and emergency interventions whenever a vehicle broke down. But this approach is no longer sustainable. The predictive model introduces a paradigm shift: it continuously analyzes vehicle usage data, monitors its evolution over time, and flags when a component begins to behave abnormally. The objective is to detect, as early as possible, the signals that anticipate a failure.

The strength of predictive maintenance lies in the quality of the data feeding the models. The most relevant inputs come from:

  • dynamic vehicle parameters: acceleration patterns, vibrations, temperatures, ignition cycles.
  • real usage data: driving style, journeys, loads, and operating conditions.
  • maintenance history: past interventions, replaced components, mileage.
  • environmental variables: seasonality, road conditions, geographic context.

Telematics plays a crucial role, enabling the collection of consistent, accurate data directly from the fleet. This makes it possible to analyze not an “average” vehicle but the real behavior of each individual asset within its specific operating context. Artificial intelligence learns what is “normal” for a given vehicle and its history. When a significant deviation occurs—such as a temperature fluctuation, an unusual vibration pattern, or abnormal consumption—the system detects it and calculates a corresponding risk level.

The aim is not to generate generic alerts but to provide a clear assessment. This allows fleet managers to schedule maintenance activities proactively and more precisely, avoiding unexpected downtime.

The benefits of predictive maintenance become evident after just a few months of use. The first and most tangible impact is a reduction in unplanned downtime—one of the costliest issues for fleet managers. Anticipating a failure means avoiding sudden breakdowns and maintaining service continuity. In addition, predictive planning enhances the overall lifecycle of the vehicle: intervening only when necessary—neither too early nor too late—extends component longevity and helps avoid premature replacements. Maintenance becomes more accurate and less wasteful, with truly targeted interventions.

The result is a more reliable fleet and, consequently, greater driver safety, as vehicles are better monitored and less prone to critical failures. All of this contributes to a significant reduction in TCO, thanks to improved management of spare parts, workshops, and vehicle downtime. Predictive maintenance not only enhances fleet performance but also makes overall operations more sustainable, both economically and operationally. For rental companies, it also ensures better fleet rotation, fewer “off-rent” vehicles due to breakdowns, and greater punctuality in vehicle deliveries.

A Lever for Sustainability

Predictive maintenance is also a powerful ally from an ESG perspective. More targeted interventions mean fewer wasted components and materials, fewer unnecessary trips to workshops, more energy-efficient vehicles, and increased overall safety. The result is a more responsible fleet management model that balances operational efficiency with environmental sustainability.

This approach also demonstrates how telematics can evolve from a simple monitoring tool into a strategic enabler for managing risk and operational efficiency. Its value lies in the ability to correlate different types of data—mechanical, behavioral, environmental—and transform them into actionable insights. For fleets, this means shifting from a management model based on fixed schedules and reactive responses to a truly data-driven process.

More broadly, adopting predictive maintenance signals a genuine shift in mindset. It is not just about adding a new tool but embracing a model that anticipates problems rather than chasing them—turning data and signals into operational decisions that make fleets more efficient, safer, and more sustainable. For fleet managers, this translates into uninterrupted service, better cost control, and a more resilient approach to vehicle lifecycle management. For companies, it means building processes that are stronger and future ready.

When technology allows us to prevent what once could only be managed after the fact, maintenance is no longer an unavoidable expense: it becomes a strategic lever that creates value.

OCTO Revolutionizes Vehicle Safety with AI: Introducing the Proactive and Predictive Anti-Theft System

Rome, December 10, 2025 – Anticipating a theft before it happens. This is the goal of OCTO’s new predictive anti-theft system, developed by the global leader in telematics and data analytics solutions for connected mobility.

The new technology combines artificial intelligence, machine learning, and advanced sensors to deliver real-time, personalized vehicle protection capable of recognizing risk signals before a theft event occurs.

Drawing on more than 22 years of experience and 610 billion kilometers of driving data, the system transforms the paradigm of vehicle security from reactive to proactive.

This approach enables prevention rather than mere response, increasing protection for both private vehicles and corporate fleets.

The main features include:
Tampering detection: sensors identify attempts to access or remove the devices.
Abnormal vehicle movement: the system detects vehicle dragging or lifting while the engine is off.
Loss of connection between the devices installed on the vehicle: when one of the two devices is located and removed by a thief, communication with the second terminal is interrupted and an alert is promptly sent to our control center.
Driver behavior analysis: an AI model identifies suspicious behavior compared to habitual driving patterns, analyzing driving style, typical routes, and timings.
Geofencing: OCTO’s system maps all high-risk areas where thefts have historically occurred, as well as suspicious locations such as commercial ports or national borders, alerting the theft monitoring center whenever a vehicle approaches or enters these areas.

The combined and continuous analysis of these parameters makes it possible to dynamically calculate the theft risk level and automatically activate the most effective countermeasures. In case of an alert, the OCTO Operations Center uses the most advanced monitoring, localization, and real-time intervention tools.
Backed by many years of experience managing thousands of theft cases each year, OCTO ensures swift and targeted action, providing continuous support to customers and fleets.
 
 

About OCTO
For over 20 years, we have been developing integrated solutions that enable us to support our clients in seizing the opportunities offered by smart mobility and digital transformation. Thanks to an innovative approach based on Artificial Intelligence, we have developed advanced algorithms for accident detection, driving behavior analysis, claims management, and consumption optimization. These solutions allow us to meet the needs of key markets, such as insurance and mobility, with a strong focus on modularity and customization. Our scalable and modular data analytics platform delivers solutions for the Insurtech and mobility markets, helping partner companies transform the way they manage and grow their business.
A robust and purpose-driven ESG strategy ultimately guides our market proposition, focusing on the development of solutions that support the energy transition and data-driven urban planning.
OCTO has profiled 20 million drivers and holds the world’s largest telematics database, based on 610 billion kilometers of driving and over 13 million validated claims. octotelematics.com
 
OCTO Media Contact
Adriana Zambon
Phone +39 339.3995640
press@octotelematics.com
 



 


 












 


 




 





 
 
 



 
 

 
 
 
 
 
 







 
 
 

 

 

 

 

A Journey Through the Insurance Models of the Arab Region

Discussing car insurance in the Arab region means exploring a diverse landscape where modern regulations, local mobility patterns, and financial traditions coexist and evolve in parallel. There is no single “Arab model”: each country defines its own rules and its own insurance market, with noticeable differences between the Gulf economies, the Levant, and the Maghreb. What many of these markets share, however, is strong dynamism, continuous regulatory updates, and growing attention to road safety and the digitalization of services.

In the Gulf states—such as the United Arab Emirates, Saudi Arabia, Qatar, and Bahrain—car insurance is mandatory and essential for registering or renewing a vehicle. The most common minimum coverage is third-party liability, similar to what is required in many parts of the world. Alongside this, comprehensive policies are increasingly widespread. These policies cover damage to one’s own vehicle, theft, fire, and, in some cases, local climatic events such as sudden floods or sandstorms.

In several Arab markets, the Takaful model sits alongside conventional insurance products. Takaful is a form of coverage rooted in the principles of Islamic finance, built on a mutualistic structure where participants contribute to a shared fund used to cover potential claims. This system reflects principles such as solidarity and cooperation—core concepts in Islamic economic philosophy—and is a fully recognized and regulated form of insurance protection. In many Arab countries, Takaful and traditional insurance coexist harmoniously, offering citizens the freedom to choose the approach that best aligns with their needs and perspectives.

The differences between Arab countries and European or Asian regions should not be read as signs of superiority or backwardness of one model over another. Rather, they reflect solutions shaped by specific local needs: varying climatic conditions, different types of vehicles on the roads, distinct urban mobility dynamics, religious or cultural norms, and diverse levels of motorization. Each model reflects the context that generated it.

While Europe is characterized by highly regulated and standardized insurance frameworks, many Arab countries balance modern rules with digital innovation and respect for long-standing financial traditions. In this environment, the rapid rise in demand for digital services, increasing attention to road safety, and the modernization of infrastructure are all key elements driving the evolution of local insurance sectors.

It is within this landscape that telematics can play a meaningful role, integrating naturally and respectfully into the logic of Arab markets. Data-driven tools—from black boxes to advanced driver-assistance systems, to apps that monitor driving style, speed, or braking—do not replace existing insurance models but can enhance them. In markets where comprehensive policies are widespread, telematics can streamline claims management, shorten assessment times, provide immediate assistance in the event of an accident, and strengthen transparency between insurer and policyholder. In contexts guided by the principles of Takaful, telematics can contribute to a fairer mutual system by enabling the use of anonymous, aggregated driving data, supporting a more accurate and solidarity-based distribution of risk without conflicting with the values that underpin the model.

Telematics also has the capacity to adapt to local conditions: monitoring variable road environments, supporting drivers in desert areas, facilitating vehicle location, and helping in case of breakdowns or emergencies in sparsely populated regions. In markets where large vehicles and SUVs are particularly common, digital safety systems can play a significant role in preventing accidents.

Ultimately, understanding how car insurance works in Arab countries does not mean comparing it with other systems to determine which is more effective. It means appreciating its richness and complexity. Each market has developed in harmony with its historical, regulatory, and cultural background and is now experiencing a rapid phase of technological transformation. Telematics can integrate respectfully into this process, adapting to local specificities and contributing to increased safety, transparency, and a better driving experience—without imposing external models, but engaging constructively with those already in place. It is this flexible capacity for integration that allows technology to act as a bridge between different mobility cultures, supporting an evolution that remains aligned with the values and priorities of the communities that embrace it.

Safety on Two Wheels: When Telematics Becomes an Ally

In recent years, motorcycles, scooters and—more recently—e-bikes and kick scooters have become major players in our cities. They are fast, agile vehicles, ideal for moving through traffic and navigating areas where parking is difficult. At the same time, however, those who use them know very well that being more exposed on the road also means taking on greater risks.

Safety on two wheels is a topic that regularly returns to the center of public attention, especially because it takes very little to end up in a dangerous situation: a distraction, sudden braking, or an unexpected oil patch on the asphalt. This is why today, alongside traditional safety measures, modern tools capable of making a real difference are becoming increasingly important. Among these, technologies for data collection and analysis play a leading role.

Riding on two wheels means experiencing the road in a direct and immediate way: there are no protective barriers, balance is more fragile, and the rider’s reaction time matters more than ever. Several factors can impact safety, including limited visibility to other road users, road conditions, weather, sudden changes in traffic flow, and riding habits that are not always fully aware. In a context where light mobility continues to grow rapidly, potential risk situations increase as well. This is where intelligent tools can offer concrete support.

Telematics makes it possible to collect, analyze, and interpret a large amount of data that helps us better understand what happens during a ride. It is not just a monitoring system, but a true ally capable of improving safety in practical and immediate ways. Thanks to sensors, it becomes possible to observe the vehicle’s real behavior—from harsh braking to sudden acceleration, from corners taken at excessive speed to moments in which traction is lost. All this information becomes a kind of “mirror” for the rider or for fleet managers, providing a clear view of driving habits and helping identify where improvements can reduce risks.

The integration of artificial intelligence further enables the identification of recurring patterns and potentially dangerous situations, such as stretches of road where more accidents occur, weather conditions that increase the likelihood of falls, or times of day when certain risky manoeuvres occur more frequently. This predictive capability opens the door to a completely new approach—not just intervening after an incident but preventing it before it happens.

Another equally important aspect concerns emergency management. The most advanced solutions can automatically detect a fall or impact — the so-called crash detection — and send an immediate alert with the precise location and essential information about the event. In many cases, especially outside urban areas or at night, the speed at which help is activated can make a significant difference. Technology also plays a key role in protecting the vehicle itself. Riders know how vulnerable motorcycles and scooters are to theft, and tools such as real-time tracking, unauthorized-movement alerts, or customizable “safe zones” provide valuable support in reducing risks and improving vehicle recovery.

Ultimately, safety is not built on rules and devices alone: it is a balance between conscious behavior and the tools that help protect us. Digital solutions enter this balance discreetly but with significant impact. They make riding more informed, support fleet managers, promote a culture of prevention, and contribute to reducing risks.

In a future where two-wheel mobility will continue to expand, equipping these vehicles with intelligent systems is no longer optional—it is a natural step toward safer, more responsible travel.

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