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More Data, Sharper Insight: How TruckerCloud and OCTO are Powering Commercial Auto

TruckerCloud is the leading commercial auto insurance telematics data platform, headquartered in Atlanta, Georgia. It connects to roughly 200 ELD, camera, and telematics systems and is used by more than 70 insurers and MGAs for underwriting, claims, loss control, and risk scoring, supported by FleetFile, its crash-risk score for heavy-duty lines.

Within this framework, the partnership with OCTO is a strategic step: it brings OCTO’s in-vehicle telematics and DriveAbility® Score to Class 1–6 fleets on the same platform insurers already trust, delivering more data, sharper insight, and more fleets to underwrite with confidence.

“Our goal is to create the most comprehensive, open telematics ecosystem for Commercial Auto. By combining our aggregation capabilities with OCTO’s proven hardware solutions and DriveAbility® Score, we are empowering insurers to access high-quality insights faster and with greater flexibility than ever before.”

Spencer Mitchell
Founder & CEO, TruckerCloud

“This collaboration represents a major step forward for Commercial Auto innovation. TruckerCloud has established itself as a trusted connectivity layer between insurers, fleets, and providers. Together, we are making it seamless for insurers to leverage predictive driving data and advanced risk scoring to improve underwriting performance, enhance road safety, and drive profitable growth.”

Nino Tarantino
President, OCTO North America

One Open Telematics Ecosystem for the Entire US Commercial Auto Fleet

Before: Class 1–6 Fleets Left Unconnected

Heavy-vehicle fleets are already widely connected to insurers through TruckerCloud, which normalizes data from roughly 200 ELD, camera, and telematics systems and powers FleetFile, its crash-risk score built on tens of thousands of verified crashes.

Yet around two-thirds of fleet vehicles – the lighter Class 1–6 – remain unconnected, leaving insurers without the data to segment risk and reduce claims costs. The goal: accelerate telematics adoption across US Commercial Auto.

After: Full-Fleet Underwriting on One Platform

With OCTO’s new line of high-granularity, in-vehicle installed telematics and the DriveAbility® Score integrated directly into TruckerCloud, insurers can now cover the full fleet spectrum without leaving the platform they already use:

• Accurate risk scoring, already approved for Commercial lines in about 35 US States.
• Instant crash detection and reconstruction for faster FNOL and claims cost reduction.
• Sharper risk segmentation and underwriting for Class 1–6 fleets.
• A complimentary driver coaching and rewards app that lets fleet managers monitor behavior, promote safety, and reward drivers.
• One ecosystem for telematics data, driver risk insights, and underwriting support.

Why OCTO & TruckerCloud

OCTO

Global leader in AI-driven telematics data analytics, with 20 million drivers profiled and 610 billion km of driving data.

TruckerCloud

The leading commercial auto insurance telematics data platform, trusted by 70+ insurers and MGAs.

Together

Full fleet coverage – from heavy-duty to Class 1–6 – through one open ecosystem: more data, sharper insight, and more fleets to underwrite with confidence.

Key numbers

2/3

Share of fleet vehicles (Class 1–6) not yet connected – now within insurers’ reach

~35

US States where DriveAbility® is approved for Commercial lines

13M+

Crashes detected by OCTO in-vehicle devices, powering crash intelligence

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